Terms of service for Pinpoint Web Studio LLC
Last Updated: January 13, 2026
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2. Acceptance of Terms
By accessing or using the website (pinpointwebstudio.com) and services provided by Pinpoint Web Studio LLC (“Pinpoint,” “we,” “us,” or “our”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, do not use our services.
3. Services Description
Pinpoint Web Studio LLC provides mortgage lending and related financial services. Our services include but are not limited to residential and commercial loans, mortgage consultation, and lending-related services.
4. Eligibility
You must be at least 18 years old and capable of forming a legally binding contract to use our services. By using our services, you represent and warrant that you meet these requirements.
5. User Accounts and Information
5.1 Account Accuracy
You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
5.2 Account Security
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
6. Communication Consent
6.1 Electronic Communications
You consent to receive communications from us electronically, including emails and text messages.
6.2 Telephone Communications
By providing your telephone number, you consent to receive calls and text messages, including through automatic telephone dialing systems, for both marketing and servicing purposes.
7. Intellectual Property Rights
7.1 Ownership
All content on our website, including text, graphics, logos, and software, is our property or the property of our licensors and is protected by copyright and other intellectual property laws.
7.2 Limited License
We grant you a limited, non-exclusive, non-transferable license to access our website for personal use.
8. Prohibited Activities
You agree not to:
- Violate any applicable laws or regulations
- Submit false or misleading information
- Interfere with the proper functioning of our website
- Attempt to gain unauthorized access to our systems
- Use our services for any illegal or unauthorized purpose
- Harass, abuse, or harm others
- Transmit viruses or malicious code
9. Third-Party Services
9.1 Links and Integration
Our services may contain links to or integrate with third-party services. We are not responsible for third-party content or services.
9.2 No Endorsement
The presence of third-party links does not imply endorsement or association with these parties.
10. Disclaimer of Warranties
OUR SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
11. Limitation of Liability
IN NO EVENT SHALL PINPOINT WEB STUDIO LLC BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OUR SERVICES.
12. Indemnification
You agree to indemnify and hold harmless Pinpoint Web Studio LLC and its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of our services or violation of these Terms.
13. Modification of Services
We reserve the right to modify, suspend, or discontinue any part of our services at any time without notice.
14. Changes to Terms
We may modify these Terms at any time. Continued use of our services after changes constitutes acceptance of the modified Terms.
15. Governing Law
These Terms shall be governed by the laws of the State of Florida, without regard to its conflict of law provisions.
16. Dispute Resolution
16.1 Arbitration
Any dispute arising from these Terms shall be resolved through binding arbitration in Tavares, Florida.
16.2 Class Action Waiver
You waive any right to participate in a class action lawsuit or class-wide arbitration.
17. Severability
If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full force and effect.
18. Contact Information
For questions about these Terms, contact us at:
Pinpoint Web Studio LLC
2168 Rockmart Loop
Tavares, FL 32778
Phone: (305) 428-2935